-140% Return on Sales at Americana Community Bank

Normally, it's bad when you lose money.

But when you have sales of roughly $3.8 million and you have a loss of $5.2 MILLION, you are so spectacularly mismanaged that it's more evidence of a criminal organization or scam than any kind of incompetence.

That is of course unless you're Americana Community Bank.

To continue my gloating (and to remind Cappy Cap readers), this was the bank that 3 years ago said while I was being interviewed;

1. "We don't have any problems in our real estate portfolio."

and

2. Hired my ex boss instead of me for the position.

and

3. Received a cease and desist order last year.

Here's their financials if you're interested. Good God and Gravy. What's sad is it really isn't a criminal enterprise or some kind of scam. They just are really that incompetent.