Seriously. Do you expect the American public, let alone the rest of the world to fall for such BS?
"Oh, ummmm...lemme see. The planet has been cooling since 1998...that's not a good trend. And this schtick about how when it gets colder in certain areas means it's MORE proof of global warming is starting to wear thin even on the most brainwashed dolts in the western world. So now we have to shift gears and call it "climate change." And umm...since the temperatures have been going down we're going to have to come up with a new excuse to rationalize the government grant checks we get. So, uhhhh....yeah, there's this uhhh...."trend" that will temporarily "halt" global warming for ummmm...(lemme see, how many years of additional grant money do I need to buy myself that gas guzzling SUV) uh, 10, yeah, 10 years, that's the ticket! Yeah! 10 years of global cooling, but then it's going to heat right back up. (Whewwww! Almost had to work or produce something of worth there for a second!) Yeah, 10 years of global cooling, then, THEN we're back on track for global warming...which doesn't matter because as long as the climate changes, cooling, heating, drying, moisturizing, no matter what, that means it's global warming and Bush = Hitler=US=Bad=Tax People More=I Don't Have to Hold a Real Job Down."
Again, I call for a database to record all the scientists that fight tooth and nail that global warming is occurring so we can publish their names when it's snowing in April in Minnesota...OH WAIT, THAT'S ALREADY HAPPENING!
Has anybody bothered to point the hypocrisy of these global warming zealots that their beliefs are on par with those they mock most; ie-Christians. Seriously, they're not acting any different than the "religious right" they're so prone to mock;
You either believe in global warming or you're damned.
You either believe in Jesus or you're damned.
I think the majority of the country, frankly dear, just doesn't give a damn.
Wednesday, April 30, 2008
Interesting Chart on Club for Growth
With the new figures showing a positive GDP growth figure, the likelihood for recession has dropped on the markets (you have to click on the USRECESSION link in the quote and it will pull up the chart);
I'm still of the opinion we're heading for a recession. Or at least a lengthy period of no growth.
ht to Club for Growth
I'm still of the opinion we're heading for a recession. Or at least a lengthy period of no growth.
ht to Club for Growth
Tuesday, April 29, 2008
Delinquency Rates
Posts are going to be a bit short and sweet as I'm finishing up the final chapter in the book. Then comes the editing process and turning all the charts into a standardized format. In the meantime here's a chart I thought we might already be able to surmise. Delinquencies, a forebearer of defaults are growing exponentially;
My question is if delinquencies turn into defaults and reach levels seen back in 1990-1991, what will that do to bank's capital?
My question is if delinquencies turn into defaults and reach levels seen back in 1990-1991, what will that do to bank's capital?
Things Economists Don't Do
I'm getting enough guff from my friends so I've decided to make my case here.
Look, there are just some things that make no economic sense in doing and the rest of you are just going to have to admit that you do it out of anal retentive habit, ergo I'm not the one with the problem, you are.
Here are a list of things that economists don't do, because, well...it's just not economical.
1. Make our beds - please, seriously, do I have to explain this? There is no point in making a bed. Why make it, you will just unmake it once you sleep in it, which is a practical guarantee, unless you are like me and sleep most of the time on a couch despite there being a perfectly functional bed upstairs.
2. Folding clothes - UGH!!! You have got to be kidding me?! I can understand hanging up your suits or ironing your clothes if you have some important function. But folding a sweatshirt????? Come on (cough couch, CHICO!!!)!!! What is the point of folding clothes aside from purposely wasting precious moments of your finite lives? Just smoosh them into the dresser and pull them out as needed.
3. 1 fork, 1 spoon, 1 bowl, 1 cup, 1 martini glass. This is all I have for "dishes" and I don't care, if you're a bachelor that's all you need too. The reason why is that I found out when I had a lot of dishes, a lot of dirty dishes piled up. When you throw away all your dishes except for what you need, then you only have this token amount of dirty dishes to wash once every three months. Simply because you go out and eat most of the time. But be aware, women, notably of the mother and aunt persuasion will try to unload their excess dishes on you. Remember to say no and stick with the "one of each" rule.
4. "I have to clean." No you don't. You have to clean the bathroom. You have to clean the sinks. You have to clean places where bacteria and other biohazards may form, but you do not have to clean every aspect of every room of every house. Seriously, papers astrew about do not carry bacteria. Clothes hanging over the chairs do not carry ebola. You can leave the place as is and as long as you clean out places where the plague will grow you'll be alright. Putting everything in its place only means you'll have to disjar it from its place to use it. Best leave it out on the counter where it's easily accessible.
5. The car is a perfect place for storage. Especially during the winter months of Minnesota. Why I don't know how many times I've availed myself of a great deal on Healthy Choice entrees to the point there wasn't enough room in the freezer. Fortunately it's 20 below in Minnesota making the trunk or back seat of a car an excellent substitute for a freezer.
6. While we're talking about cars, "clean out the car."
WHY????
Unless I have a date the car substitutes as a great freezer during winter and a great aluminum collector during the rest of the year. I can just toss finished cans of Red Bull into the back and when necessary collect them convienently when I decide to cash them in for coin.
7. Pick up after yourself. What, am I a freaking kid??? You never, EVER pick up after yourself. That's the benefit of being an adult. You can live like a kid and not have a nagging parent over you. Only unless you host company, which if you're smart, you'll just rent the local American Legion, you can leave the place astrew with all your toys. You can leave your comic books on the floor, your video games in a pile, the suits you don't care to wear in the corner and the papers you have yet to organize spread out all over the place. And as long as you know roughly where you placed everything, then it's still considered "organized" and it isn't a mess. Only to the untrained, non-economist, conformist eye is it a mess.
I hope this has helped all you non-conformists in fighting the obvious communist plot to unnecessarily force us to make our beds.
Look, there are just some things that make no economic sense in doing and the rest of you are just going to have to admit that you do it out of anal retentive habit, ergo I'm not the one with the problem, you are.
Here are a list of things that economists don't do, because, well...it's just not economical.
1. Make our beds - please, seriously, do I have to explain this? There is no point in making a bed. Why make it, you will just unmake it once you sleep in it, which is a practical guarantee, unless you are like me and sleep most of the time on a couch despite there being a perfectly functional bed upstairs.
2. Folding clothes - UGH!!! You have got to be kidding me?! I can understand hanging up your suits or ironing your clothes if you have some important function. But folding a sweatshirt????? Come on (cough couch, CHICO!!!)!!! What is the point of folding clothes aside from purposely wasting precious moments of your finite lives? Just smoosh them into the dresser and pull them out as needed.
3. 1 fork, 1 spoon, 1 bowl, 1 cup, 1 martini glass. This is all I have for "dishes" and I don't care, if you're a bachelor that's all you need too. The reason why is that I found out when I had a lot of dishes, a lot of dirty dishes piled up. When you throw away all your dishes except for what you need, then you only have this token amount of dirty dishes to wash once every three months. Simply because you go out and eat most of the time. But be aware, women, notably of the mother and aunt persuasion will try to unload their excess dishes on you. Remember to say no and stick with the "one of each" rule.
4. "I have to clean." No you don't. You have to clean the bathroom. You have to clean the sinks. You have to clean places where bacteria and other biohazards may form, but you do not have to clean every aspect of every room of every house. Seriously, papers astrew about do not carry bacteria. Clothes hanging over the chairs do not carry ebola. You can leave the place as is and as long as you clean out places where the plague will grow you'll be alright. Putting everything in its place only means you'll have to disjar it from its place to use it. Best leave it out on the counter where it's easily accessible.
5. The car is a perfect place for storage. Especially during the winter months of Minnesota. Why I don't know how many times I've availed myself of a great deal on Healthy Choice entrees to the point there wasn't enough room in the freezer. Fortunately it's 20 below in Minnesota making the trunk or back seat of a car an excellent substitute for a freezer.
6. While we're talking about cars, "clean out the car."
WHY????
Unless I have a date the car substitutes as a great freezer during winter and a great aluminum collector during the rest of the year. I can just toss finished cans of Red Bull into the back and when necessary collect them convienently when I decide to cash them in for coin.
7. Pick up after yourself. What, am I a freaking kid??? You never, EVER pick up after yourself. That's the benefit of being an adult. You can live like a kid and not have a nagging parent over you. Only unless you host company, which if you're smart, you'll just rent the local American Legion, you can leave the place astrew with all your toys. You can leave your comic books on the floor, your video games in a pile, the suits you don't care to wear in the corner and the papers you have yet to organize spread out all over the place. And as long as you know roughly where you placed everything, then it's still considered "organized" and it isn't a mess. Only to the untrained, non-economist, conformist eye is it a mess.
I hope this has helped all you non-conformists in fighting the obvious communist plot to unnecessarily force us to make our beds.
Sunday, April 27, 2008
The Buyers Will Pay for Their Arrogance
Kudos to Cotty Lowry.
While no doubt there is a housing bubble and most certainly prices could go down more, I just had to photograph this and post it as it is pure genius.
My realtor and I were talking about how arrogant buyers have become. Cancelling their showings at the last minute, never showing up in the first place, making offers a full 50% below the market value of the property. He has also told me stories about how sellers have just given up and taken their homes off the market (thereby decreasing the supply). One seller is now even charging to show her place as her tenants are getting annoyed with the constant showings, but never a sale.
Though a buyers market and no doubt about it, I do think buyers risk waiting too long. Soon, inevitably on the sole fact people like to make babies, but there isn't any more land being produced, in the long term housing prices will inevitably stabalize and go up. The question is whether buyers will have gotten into the market by that time or were still under the impression you could buy property for a song.
While no doubt there is a housing bubble and most certainly prices could go down more, I just had to photograph this and post it as it is pure genius.
My realtor and I were talking about how arrogant buyers have become. Cancelling their showings at the last minute, never showing up in the first place, making offers a full 50% below the market value of the property. He has also told me stories about how sellers have just given up and taken their homes off the market (thereby decreasing the supply). One seller is now even charging to show her place as her tenants are getting annoyed with the constant showings, but never a sale.
Though a buyers market and no doubt about it, I do think buyers risk waiting too long. Soon, inevitably on the sole fact people like to make babies, but there isn't any more land being produced, in the long term housing prices will inevitably stabalize and go up. The question is whether buyers will have gotten into the market by that time or were still under the impression you could buy property for a song.
I Don't Like Kids
Yet at the same time don't hate them either. Just glad I don't have any. Still this was forwarded to me. It originally struck me as funny, then got around to thinking about the kids that had to suffer through this made me actually kind of sick.
Regardless I will warn you it is very vulgar and grotesque. Cursing included.
Regardless I will warn you it is very vulgar and grotesque. Cursing included.
Friday, April 25, 2008
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